Fajarasia.id– Member of Commission XI of the Indonesian House of Representatives (DPR RI), Puteri Komarudin, has called on the Ministry of Finance (Kemenkeu) to expedite the completion of implementing regulations mandated by Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (PPSK Law). Of the 20 government regulations (PP) required, only four have been finalized, while the rest remain in the drafting stage.
“It has been two years since the PPSK Law was enacted, and now we are already entering its revision phase. I believe the time has been sufficient to complete all of these pending tasks,” Puteri said at the DPR building on Thursday (November 20, 2025).
Puteri highlighted two regulations she considers crucial for strengthening the financial services sector: the PP on the Roadmap for Human Resource Development and the PP on the National Committee for Financial Literacy and Inclusion (Komite LIK).
She expressed concern that current human resource development policies remain fragmented, targeting only specific sectors. “We worry that HR development is not integrated and lacks a holistic approach. This PP is needed as a comprehensive guideline to ensure HR development across the entire financial sector,” explained the Golkar Party legislator.
Director General of Financial Sector Stability and Development at the Ministry of Finance, Masyita Crystallin, acknowledged that the drafting process is still ongoing and involves harmonization with the Coordinating Ministry for Economic Affairs. “We have taken note of these inputs to ensure HR development is not separated by sector. For Komite LIK, we are coordinating closely with the Financial Services Authority (OJK),” she said.
Puteri emphasized the importance of establishing Komite LIK, citing Indonesia’s relatively low financial literacy rate of 65 percent and inclusion rate of 75 percent. These gaps, she warned, leave many citizens vulnerable to fraudulent and illegal investment schemes.
“Once the regulation is completed, the committee can serve as a central hub for coordination and policy alignment. This way, literacy and inclusion programs will not run in isolation but will be more targeted and comprehensive,” Puteri stressed.
Puteri expressed hope that the acceleration of these regulations will ensure the PPSK Law delivers tangible benefits for the national financial sector. “We want these regulations to go beyond paper and truly protect the public while strengthening Indonesia’s financial system,” she concluded.
